Plan your corporate and personal finances with Pakistan's most accurate engine. Updated with the official FBR slabs for Tax Year 2026.
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Estimated figures only. For accurate filing, consult our expert team.
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Intelligence that can save your enterprise millions. Updated for Finance Act 2025.
Filers pay 3% on property transactions; non-filers are hit with a massive 10%. Don’t lose your capital to unnecessary withholding tax.
Bank profit tax is 20% for Filers but 40% for Non-Filers. That’s half your profit gone — simply for not being on the Active Taxpayer List.
You qualify for lower Salaried rates only if salary exceeds 75% of your total income. Use the toggle above to see the significant rate difference.
SMS your CNIC (without dashes) to 9966 to verify your Active Taxpayer List status instantly. Takes under 30 seconds.
Finance Act 2025 · Tax Year 2026 · Official FBR Slabs
| Annual Income (PKR) | Tax Rate | Fixed Tax |
|---|---|---|
| Up to 600,000 | 0% | NIL |
| 600,001 – 1,200,000 | 1% of excess over 600k | — |
| 1,200,001 – 2,200,000 | 11% of excess over 1.2M | 6,000 |
| 2,200,001 – 3,200,000 | 23% of excess over 2.2M | 116,000 |
| 3,200,001 – 4,100,000 | 30% of excess over 3.2M | 346,000 |
| Above 4,100,000 | 35% of excess over 4.1M | 616,000 |
⚠️ Surcharge of 9% on total tax if gross income > PKR 10,000,000.
| Annual Income (PKR) | Tax Rate | Fixed Tax |
|---|---|---|
| Up to 600,000 | 0% | NIL |
| 600,001 – 1,200,000 | 15% of excess over 600k | — |
| 1,200,001 – 1,600,000 | 20% of excess over 1.2M | 90,000 |
| 1,600,001 – 3,200,000 | 30% of excess over 1.6M | 170,000 |
| 3,200,001 – 5,600,000 | 40% of excess over 3.2M | 650,000 |
| Above 5,600,000 | 45% of excess over 5.6M | 1,610,000 |
⚠️ Surcharge of 10% on total tax if gross income > PKR 10,000,000.
Answers to the questions every Pakistani taxpayer is asking right now.
On a monthly salary of PKR 100,000 (annual: PKR 1,200,000), the total tax is PKR 6,000/year (PKR 500/month) under the Salaried slab for Tax Year 2026. The first PKR 600,000 is tax-free; the remaining PKR 600,000 is taxed at 1%, giving PKR 6,000 annually. Your take-home remains PKR 99,500/month.
Under Finance Act 2025, a 9% surcharge on total tax payable is imposed if a salaried person's gross annual income exceeds PKR 10,000,000 (1 crore). For business/non-salaried individuals, the surcharge rate is 10%.
Salaried rates are significantly lower (max marginal 35%) vs non-salaried/business (max 45%). You qualify as "Salaried" only if your salary income is more than 75% of total income. If business or other income exceeds 25%, the non-salaried (higher) rates apply to your entire income.
SMS your CNIC number (without dashes) to 9966. You'll receive an instant FBR reply confirming your ATL status. You can also check online at iris.fbr.gov.pk. Being on the ATL gives you reduced withholding tax rates on property, banking, and dividends.
No. Under Finance Act 2025 slabs for Tax Year 2026, annual income up to PKR 600,000 (PKR 50,000/month) is completely tax-exempt for both salaried and business individuals. No tax is payable at this income level.